Elizabethtown Crash Reports

According to the Kentucky Transportation Cabinet, a car accident will stay on your driving record for five years from the date of the collision. However, this does not mean that your insurance rates will be affected for that long. Different insurance companies have different policies on how long they will consider your accident history when determining your premiums. Some may only look at the past three years, while others may go back as far as seven years. It is best to check with your insurance provider to find out how they handle accident claims and how long they will impact your rates.

The time it takes to get an accident report in Kentucky may vary depending on the law enforcement agency that handled the collision. Generally, it can take anywhere from a few days to a few weeks for the report to be completed and available for public access. You can check the status of your report online by visiting the website of the agency that responded to the accident. For example, if you were involved in a crash in Elizabethtown, you can go to the Elizabethtown Police Department website and click on “Get a Police Report” to find out how to obtain a copy of your report. You can also call the police department at (270) 765-4125 and ask for the records division.

Yes, Kentucky is one of the 12 states that follow a no-fault system for car accidents. This means that if you are injured in a crash, you must first seek compensation from your own personal injury protection (PIP) coverage, regardless of who was at fault for the accident. PIP coverage is mandatory in Kentucky and pays for your medical expenses, lost wages, and other related costs up to a certain limit. However, you can still sue the other driver for additional damages if you meet certain criteria, such as sustaining a serious injury or exceeding a certain threshold of medical bills.

Car accidents are not public record in Kentucky, meaning that they are not accessible to anyone who requests them. Only the parties involved in the collision, their insurance companies, their attorneys, or their authorized representatives can obtain a copy of the accident report. To get a copy of your report, you will need to provide proof of identity and involvement, such as your name, driver’s license number, or vehicle registration number. You can request your report online, by mail, or in person from the law enforcement agency that filed the report. There may be a fee associated with obtaining your report, depending on the method and agency you choose.