Bowling Green Crash Reports

According to the Kentucky Transportation Cabinet, a car accident will stay on your driving record for five years from the date of the collision. However, this does not mean that your insurance rates will be affected for that long. Different insurance companies have different policies on how long they will consider your accident history when determining your premiums. Some may only look at the past three years, while others may go back as far as seven years. It is best to check with your insurance provider to find out how long they will factor in your car accident.

The time it takes to get an accident report in Kentucky may vary depending on the law enforcement agency that handled the collision. Generally, it can take anywhere from a few days to a few weeks for the report to be completed and available for public access. You can check the status of your report online through the Kentucky State Police website or the Bowling Green Police Department website, depending on which agency responded to your accident. You will need some basic information about the collision, such as the date, time, location, and involved parties, to search for your report.

Yes, Kentucky is one of the 12 states that have no-fault insurance laws for car accidents. This means that if you are injured in a car accident, you will first seek compensation from your own personal injury protection (PIP) coverage, regardless of who was at fault for the collision4. PIP coverage pays for your medical expenses and lost wages up to a certain limit, which is $10,000 in Kentucky. However, you can also sue the at-fault driver for additional damages if you meet certain criteria, such as having more than $1,000 in medical bills or suffering a permanent injury or disfigurement.

Car accidents are not public record in Kentucky. They are considered confidential and can only be obtained by authorized parties, such as the drivers involved, their insurance companies, their attorneys, or their authorized representatives7. To request a copy of an accident report, you will need to provide proof of identity and involvement in the collision. You can obtain an accident report online through www.buycrash.com, in person at the law enforcement agency that filed the report, or by mail with a written request and a fee. If you need an accident report from the Bowling Green Police Department, you can visit their office at 911 Kentucky Street or call them at (270) 393-4000.